Act Now
Seek help sooner rather than later. The National Debt Helpline is urging people in financial distress to seek independent and free advice as soon as possible.
Read More
NDH 2020 Stats
Since its launch in 2011, the National Debt Helpline has received more than 1.23 million calls from people seeking free and independent financial counselling
Read More
Small business support line
Small Business Bushfire Support Line also taking COVID-19 calls. The Small Business Bushfire Support Line is now also advising small businesses affected by COVID-19.
Read More
Help for people affected by bushfires
Bushfires are devastating and traumatic. Rebuilding lives and livelihoods takes time. If you are in financial difficulty because of the bushfires, we can help
Read More
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DEBT PROBLEMS

Can’t pay your car loan? Phone bill? Credit card? Another debt?

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DEBT SOLUTIONS

Read about ways to tackle your debts one step at a time

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COMPLEX SITUATIONS

Family violence, addiction, elder abuse, loved ones in jail?

In debt? Get your finances back on track.With these step-by-step guides.

Our guides are based on the experience of Financial counsellors who provide FREE information & advice. They don’t lend money or sell you anything and work only in your interest. Financial counselling is a not-for-profit service. It’s always free and confidential.

Latest News

Act Now

Seek help sooner rather than later. The National Debt Helpline is urging people in financial distress to seek independent and free advice as soon as possible. ...

Read More

NDH 2020 Stats

Since its launch in 2011, the National Debt Helpline has received more than 1.23 million calls from people seeking free and independent financial counselling ...

Read More

Small business support line

Small Business Bushfire Support Line also taking COVID-19 calls. The Small Business Bushfire Support Line is now also advising small businesses affected by COVID-19. ...

Read More

Help for people affected by bushfires

Bushfires are devastating and traumatic. Rebuilding lives and livelihoods takes time. If you are in financial difficulty because of the bushfires, we can help ...

Read More

National Redress Scheme

Survivors of institutional child sexual abuse can now apply for a redress payment under the National Redress Scheme. ...

Read More

Step by Step Guides

Welcome Page

Get back on track by taking some simple steps
Whatever your financial difficulty, whether it’s the mortgage, the credit card, the gas bill or something else, we have the answers. Work out what you can afford, how to negotiate payment plans, what debts to prioritise, and much more. Manage your debts and get back on track.

Not sure where to start?

Choose a category below

Speak with someone

Call us for FREE advice on how to manage your debts.

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Looking for dedicated
one on one help?

Find a financial counsellor

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